Auto Insurance | Choice

Auto Insurance | Choice  

Choice Auto Insurance Program

Have you ever wondered if you’re overpaying for auto insurance? Others using this program have saved an average of $785.41 annually!1

Here's what you need to know

One call to the Johns Hopkins University-dedicated quote line and you can conveniently compare your current auto insurance to the discounts, coverage, and rates available from some of America’s top insurance companies.2

 

This program does all the legwork for you, from providing multiple quotes to helping you easily switch coverage. Plus, you may be able to pay your insurance premiums through your company’s payroll deduction – another convenient perk.3

 

  • This program could save you time and money when shopping for auto insurance
  • The savings start with a special faculty, staff, and LiUNA bargaining unit member discount of up to 15%, which is not available to the general public
  • You could qualify for even more discounts for things like being a safe driver, bundling your auto and home insurance with the same company, having a hybrid vehicle, and more

 

When you call, a licensed insurance agent can help you find all of the discounts you qualify for – with no cost or obligation to you. If you find coverage you like better, you can even switch to a new policy over the phone so your savings could start right away. You can also compare and customize coverage by using the online tool. 

 

Experts recommend you review your auto insurance each year to make sure your coverage and rate reflect your current needs. Think about factors like new drivers in your family and mileage on your vehicle.

 

Also, insurance companies may change their pricing periodically, so it’s possible the lowest-priced plan on the market last year isn’t the lowest this year.

 

Using the Choice Auto Insurance Program is a convenient way to make sure you’re spending your auto insurance dollars wisely. It could help you:

 

  • Pay for the coverage you really need and want
  • Have the right deductible for your priorities and budget
  • Take advantage of all the discounts you’re eligible for

 

The goal is not to be over-insured or under-insured, but have the “right-size” insurance for your needs and your budget. When you call, the licensed agent can help you find that.

You can use this service any time you like. You can get quotes – and switch companies – any time of the year without waiting until your current policy is coming up for renewal. If you decide to change to a new insurance company, your old company should refund the unused premium dollars you’re entitled to receive.

How It Works

Number one Phone icon

Call to request quotes

Number two Chat bubble icon

Ask questions and explore options

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Compare coverage and rates

Number four Auto shield icon

Switch to a new policy and/or company

You buy a new car and need to have it insured.

You call the quote line to compare coverage from multiple companies.

A licensed insurance agent helps you customize your coverage and find every discount you qualify for. You switch insurance companies over the phone and start saving money.

Frequently Asked Questions

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  • What if my employment status changes?

    Good news! If you leave or retire from your current employer, you can continue your coverage without interruption (subject to applicable law and the plan’s terms and conditions). Although payroll deduction will no longer be available, you can opt for other payment methods such as direct bank account deduction, credit card billing or home billing. Higher rates may apply. 
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  • When would my coverage start?

    Your coverage typically starts the day after you sign up for it. The licensed insurance agent can confirm the exact date when you call.
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  • What do I do if I have a claim?

    Call the number listed in the “Contact Us” section of this website and you will be routed to your insurance company. Always call as soon as possible, regardless of who is at fault. Even if the accident appears minor, it is important that you let your insurance company know about the incident.
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  • Can I only use this service for my car(s)? What about other types of vehicles?

    You can also use this program to get quotes and coverage for motorcycles, boats, ATVs, RVs, and personal watercraft.

Are you ready for your quotes?

Act now to get your free, no-obligation quotes and see how much money you could save.
Attention: Inflation, increases in claims, instances of natural disasters, and other key factors are making it more difficult to secure auto, home, renters and other insurance options. As a result, coverage options may be limited.

Do You Need Help?

Our team is ready

M-F 8a-9p, Sat 8a-2p ET

Phone Number: 1-866-795-9362
  • Legal Disclaimers

    1Savings are not guaranteed for everyone. The $785.41 average annual reported savings is based on others who reported their prior premium and, through Mercer Voluntary Benefits, switched to several carriers’ auto insurance programs between 4/8/2022 and 4/8/2023.


    2Discounts are not available from all carriers and are only available to those who qualify. Coverages, discounts and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Individual savings may vary and are not guaranteed.


    3Providing your Social Security number may be required to set up the payroll deduction feature.

     

    These are voluntary benefit plans that Johns Hopkins University makes available to its employees through Mercer Voluntary Benefits. Johns Hopkins University does not contribute to any policy or service offered under the program. For those offerings that involve individual policies, Johns Hopkins University's responsibilities are limited to coordinating payroll deductions for premium payment and your contract for coverage will be with each insurance company or plan provider. For those offerings that involve group coverage, Johns Hopkins University's responsibilities are governed pursuant to the appropriate Master Policy provisions. You are under no obligation to purchase any of the voluntary policies or services offered through this site; you are also free to explore other options including purchase of policies or services directly from an insurance company or provider. 

  • Carrier Disclaimers

  • Mercer's Role & Compensation