You're more likely to need legal services than to be hospitalized. Yet, while most people have medical insurance, they have no safety net to handle legal events in their life. With MetLaw®, you can obtain services from attorneys in much the same way as you do from the doctors who participate in your medical plan.
MetLaw provides access to a network of participating attorneys for help with a wide range of legal matters, such as:
Who is the provider?
How can this help me?
Have you ever wished you had an attorney in the family? Someone who could:
Now you can get something even better with your legal benefit. This benefit puts a team of attorneys on your side … ready whenever you need help on legal matters or financial issues. That means you can have an attorney draw up a will. Have a lawyer defend you for a traffic matter. Even get a legal opinion on what to do about a neighbor’s fence that’s sitting on your property—and it’s all covered under your legal benefit. Sound too good to be true? It’s not.
Who is eligible?
Does the plan cover pre-existing matters?
Participants in the legal plan are encouraged to use the plan to resolve as many legal issues as possible even if they are pre-existing matters. The only pre-existing matters, which cannot be covered under this plan, are those for which the participant has retained an attorney before becoming eligible for plan benefits. This policy is necessary to protect the existing attorney-client relationship.
For a full listing of what is covered, please refer to the plan certificate or call Hyatt Legal Plans at 1-800-821-6400 from 8:00a.m. to 8:00p.m. Monday-Friday, Eastern Time.
Are there any exclusions?
The plan covers most personal legal services. The following matters are excluded from coverage:
Please Note: You are encouraged to use the plan to resolve as many legal issues as possible, even if they are pre-existing matters. The only pre-existing matters that are not covered are those for which you have retained an attorney before becoming eligible for plan benefits. This is necessary to protect the existing attorney-client relationship.
Please refer to the plan certificate for additional details.
What attorney can I use?
You'll have access to a nationwide network of more than 15,000 participating attorneys from which to choose. Network Attorneys have an average of 25 years or more of legal experience and have met stringent selection criteria. If you stay within the network, covered legal services are provided with no additional attorney fees. You also have the flexibility to use an out-of-network attorney and get reimbursed for covered services according to a set fee schedule.
Visit Hyatt Legal Plans to find a Network Attorney near you.
How is the attorney paid?
What if my employment status changes?
Group Legal Plans offered by Hyatt Legal Plans, Inc., Cleveland, Ohio. In certain states, the plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Company and Affiliates, Warwick, Rhode Island.
DISCLAIMER: These are voluntary benefit plans that Johns Hopkins University makes available to its employees through Mercer Voluntary Benefits. Johns Hopkins University does not contribute to any policy or service offered under the program. For those offerings that involve individual policies, Johns Hopkins University's responsibilities are limited to coordinating payroll deductions for premium payment and your contract for coverage will be with each insurance company or plan provider. For those offerings that involve group coverage, Johns Hopkins University's responsibilities are governed pursuant to the appropriate Master Policy provisions. You are under no obligation to purchase any of the voluntary policies or services offered through this site; you are also free to explore other options including purchase of policies or services directly from an insurance company or provider.