It's Your Sanctuary- How Are You Safeguarding It?

"Home." Doesn't it feel good to say the word aloud?

That's because whether you own or rent, your home is the center of your life … your protected oasis … and the guardian of the people and memories you hold dearest.

Of course, despite your best efforts, things happen beyond your control. But don't you deserve the right to expect that if something does occur—perhaps a fire, a storm, or a break-in—things will be put right correctly, quickly, and affordably? That way you and your loved ones can restore your serenity and get your lives back to normal as soon as possible.

Johns Hopkins University believes that your well-being is our promise. That's why we have partnered with Marsh Global Consumer to offer colleagues like you valuable homeowners and renters insurance. This special employee benefit empowers you to take advantage of the company's group buying power to establish rates and discounts just for Johns Hopkins University colleagues.

Why not take a few minutes to receive a no-obligation quote? You may discover you can get a better value than you have now.

Why Should I Buy Homeowners/Renter Insurance from Johns Hopkins University?

House? Condo? Mobile home? Apartment? Wherever you live, you can take advantage of the Johns Hopkins University Homeowners/Renters Program's specially negotiated rates and discounts. When you request a quote, you may discover that you can save hundreds of dollars over what you pay now. Here are six more reasons why the program may be best for you:

1. Insurance for you—Not the world. Your home is as unique as you are-why should you settle for someone else's insurance? Johns Hopkins University has partnered with Marsh Global Consumer to craft a homeowners/renter program designed just for colleagues like you. That means your unique needs are addressed the way no off-the-rack insurance can.
2. Group rates available nowhere else—You get the advantage of the buying power of Johns Hopkins University. That means specially negotiated rates that are NOT AVAILABLE ANYWHERE ELSE—not even through any other company!
3. Apply at any time—There is no waiting period for the Johns Hopkins University Homeowners/Renters Program. You can apply at any time during the year, regardless of how long you've been at Johns Hopkins University or when you started work.
4. Switch at any time—If you get a better quote from the Johns Hopkins University Homeowners/Renters Program, you can start saving as soon as the next day. There are no "termination fees" to pay.
5. You can take it with you—Although this program is an advantage of your being a Johns Hopkins University employee, you can continue the policy without interruption if you ever leave the company.
6. Talk with a real person—Our streamlined online process will let you know within minutes what discounts and other savings you qualify for. But if you have questions, you can get answers from a trained expert counselor with one FREE phone call: 1-866-795-9362, M-F, 8:00 am-6:00pm, Sat., 9:00am-1:00pm. EST/EDT.

MetLife Auto & Home is a brand of Metropolitan Property and Casualty Insurance Company and its affiliates: Economy Fire & Casualty Company, Economy Preferred Insurance Company, Metropolitan Casualty Insurance Company, Metropolitan Direct Property and Casualty Insurance Company, Metropolitan General Insurance Company, Metropolitan Group Property and Casualty Insurance Company, and Metropolitan Lloyds Insurance Company of Texas, all with administrative home offices in Warwick, RI. Coverage, rates, and discounts are available in most states to those who qualify. Met P&C®, MetCasSM, MetGenSM, MetDirectSM, and EPAC are licensed in state of Minnesota. © 2009 MetLife Auto & Home.

Insurance is underwritten by The Travelers Indemnity Company or one of its property casualty affiliates, One Tower Square, Hartford, CT 06183. In FL: Auto insurance policies are underwritten by First Floridian Auto and Home Insurance Company, The Travelers Home and Marine Insurance Company, or by The Travelers Commercial Insurance Company. In MA: Auto policies are underwritten by The Premier Insurance Company of Massachusetts, an independent, single-state subsidiary of The Travelers Indemnity Company. In NJ: Auto insurance policies are underwritten by Travelers Auto Insurance Co. of New Jersey, a single state, independent subsidiary of The Travelers Indemnity Company. In TX: Auto insurance is offered by Travelers MGA, Inc. and underwritten by Consumers County Mutual Insurance Company. Coverage, discounts, repair options and billing options are subject to state requirements and availability, individual qualifications and/or the insuring company’s underwriting guidelines. © 2009 The Travelers Companies, Inc. All rights reserved.

The group discounts are not available from all carriers and only available to those who qualify. Coverages, discounts, and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines.

Safeco insurance policies are underwritten by Safeco Insurance Company of America and its affiliates, Safeco Plaza, Seattle, WA 98101. Coverages, discounts, and billing options are subject to state availability, individual qualification, and/or the insuring company’s underwriting guidelines. Group discount not available.

Coverage underwritten and provided Liberty Mutual Insurance Company and its affiliates, 175 Berkeley Street, Boston, MA. Discounts available where state laws and regulations allow and vary by state. Certain discounts apply to certain coverages only. Applicants are individually underwritten; unless required by law, not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report, on all drivers listed on your policy, may be obtained where state laws and regulations allow.

Marsh Affinity Group Services, a service of Seabury & Smith, receives compensation for services to provide this program. These services may include enrollments, ongoing servicing, billing, marketing, brokerage, customer administration and claim servicing and communications. Refer to www.jhuvoluntarybenefits.com or call us 1-866-795-9362 at for specific details.